What’s New and Exciting Here?

The Path Through the Woods Program

What’s New and Exciting Here?

I have not posted any new material under the resources tab for some time! There are legitimate reasons for this; from repurposing the direction my platform is headed, to leaving my long term job, moving from Canada to Thailand, to time spent taking pictures in Southeast Asia and more! There, I am now absolved of all guilt!

Just in case, a few more details below.

Initially this website was set up for my book, The Un-Retirement GuideTM  which still has its own page, as it’s the foundation of The Path Through the Woods Program, and descriptions of both can be found under the Offerings tab.

The Path Through the Woods Program contains 4 pillars to consider for our 3rd Age and these are; Lifestyle Path, Health and Wellness, Age Discrimination and Managing Change.The concept of a 3rd Age is central to The Path Through the Woods Program.

The Un-Retirement GuideTM was written for Boomers (born 1946 to 1964), with 3rd Age occurring between 55 and 75, more or less.

A Lifestyle Path can be developed anytime in third age, whether you are working or not.You don’t have to leave the country or do anything spectacular, although these options are open! There is no set path to follow, with the aim to maximize our 3rd Age.

What follows is a brief rundown on my Lifestyle Path and actions taken.

I began creating my 3rd Age, Lifestyle Path in 2011 when I started researching and writing, The Un-Retirement GuideTM. It was published in 2015 and I graduated (retired) in 2018.

A big part of my lifestyle changes involved moving from Canada to Thailand, flying there April 1, 2018. I had visited Thailand 5 times for my annual vacations since 2010 and performed recon on the suitability of living there.

Each of my trips overseas also made me realize what a great country Canada is, if you can afford to live there and endure the winters.

My Lifestyle Path and actions included building this business on the side, which is closer to my heart than my professional career as a Rehabilitation Counsellor.The intent that it give me continued purpose after retiring and optimally, generate another stream of income. To allow for my interest in traveling, I would take advantage of leveraging high speed internet, to work from a virtual office, targeting a country with lower costs, but acceptable standard of living. Another piece to fit is avoiding the Canadian winter, from October to March. Before I could leave Canada there were many things to do, in preparation.

Planning for your Lifestyle Path requires stepping back and taking stock of where you are at today. From there you can add in strategies and actions to build your Lifestyle Path.

Taking action is often the only way you will get true feedback as to which is the right path and when and where to pivot. Uncertainty and change are bedfellows. 

Downsizing my stuff into a 5 by 14 foot storage unit, giving up my residence and detaching from my network of friends, family, service providers and others was undertaken. This was followed by moving to a new community in a foreign country where I don’t speak the language, bereft of my possessions! It did help though, being with my multi-lingual Thai partner Ning.

All of the above was accompanied with an undercurrent of emotions, some pleasant and others of a darker variety. There were also numerous naysayers with questions like; is it safe over there?, do you have enough money?, won’t you miss everybody here?, when will you come back?, what if you get sick?, are you sure you want to give up your job? I appreciated their concerns, but is a good idea to be careful who you share your dreams with!

I had a feeling in my gut, leaving was the right choice to make, combined with a certain amount of analysis!

There were (and continue to be) many decisions to make regarding; health insurance and staying healthy, visa requirements, managing money internationally, residency and numerous others aspects of the steep learning curve I had undertaken. 

I’m fairly well versed now in these matters and may share more later on this, if requested.

I continue to revise my Lifestyle Path and make and manage changes, where necessary.

I am presently leading a small group of Thai women in Hatha yoga and considering running; The Path Through the Woods Program to other foreigners like myself, here in Thailand. 

Stay tuned,

Brian

 

 

Living and Working longer

We can now legally work past 65 years of age and this is in step with the costs of living longer. “A century ago the duration of retirement was expected to be only a few years, and many people never lived long enough to experience it. It is interesting to consider that given the increases in human longevity, retirement can potentially last as long as our working life. “The biggest financial risk we face in retirement today is outliving our savings; a century ago the biggest retirement risk was dying too young.” (Alger, 2013)

 

Boomers may continue to work to contribute and stay connected, but significant numbers will do so out of economic necessity. Bestselling author Kimberly Foss (2013), advises “Saving up enough money to pay for a 30-year retirement is a daunting prospect. Many Americans don’t have enough money to retire in this ultra-low interest rate environment.”

Zoomermedia Limited (2012) informs us “Data from Statistics Canada and the US Bureau of Labor Statistics confirms that a growing number of people are not retiring at age 65. In Canada, the percentage of participation in the labor force by people age 55 and up is at an all-time high. Experts believe the trend will continue, permanently wiping out the idea that 65 is a magic number signifying the end of the income-earning years. In both Canada and the USA, about 30% of people aged 65-69 are still working, either full time or part time. That age break captures only a tiny percentage of Baby Boomers, the oldest of whom just entered retirement age. The rest of the wave – now aged 47 to 64 – are still outside that traditional retirement benchmark. What will they do when they hit the number? The research is clear: they’ll keep right on working.”

What does a unretired Baby Boomer who needs or wants to successfully stay employed up to and beyond 65 years of age need to manage? I will answer this in the next post, when time permits..